I play everything but Vintage and Pauper because those are both fake formats.
My LGS, unfortunately, runs draft every other week which kind of sucks, but there's a healthy Standard and Modern crowd so that's mostly what I play. I have the cards to play Legacy but there's not really anybody else in the area with that capability, so I mostly just tinker around with Legacy decks. I play Commander but everyone here is a scrublord and plays stupid, stupid stuff.
I'm currently working on building a Commander Cube, which is really hard but tons of fun. I had a typical unpowered cube for a long time but dismantled it to use for the new Commander Cube.
My Standard deck is also pretty budget, like yours- I'm on UW Awaken. Some of those cards are deceptively strong. I was on the fence about it until I played a few games- it isn't T1 or anything, but it does win games.
I'm not much of a casual player so I never really make "for fun" decks, but oh well. That phase for me as a player is long over. I'm looking to get into competitive Magic now, and might go to some Modern events over the summer.